Good News! Your Visa credit card limit has been increased, effective immediately.
Your new limit is $*|VICCLIMINC|*.
Now is the time to save by transferring your higher-rate balances to EdFed and taking advantage of these valuable benefits:
| • | Special balance transfer rate as low as 2.99% APR2 for six months (after six months, a variable APR of 13.75% to 18.00% will apply, based on creditworthiness) | | • | $0 in balance transfer fees1 | | • | Same everyday low rate for both purchases and cash advances | | • | Earn one point for every $1 you spend to redeem for cash, gift cards, travel, and more3. |
Transferring your higher-rate balances to your EdFed Rewards Visa Credit Card is as easy as 1, 2, 3!
| 1. | Log in to EdFed 24/SEVEN and transfer funds from your EdFed Rewards Visa Credit Card to your EdFed checking or savings account | | 2. | Write a check, make a withdrawal, or set up an automatic payment to pay off your higher-rate balances | | 3. | Start enjoying lower rates and savings back in your pocket with EdFed's everyday great low rates and outstanding card benefits |
Take advantage of this limited-time offer before it ends on December 31, 2025!
Have questions? Contact us at 305-273-LOAN (5626).
1 APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual credit worthiness, ability to repay and credit score. The Introductory APRs range from 2.99%-13.75% for 6 months/183 days from 11/03/2025, on all cash advances and balance transfers during the promotional period. To receive the discounted rate on cash advances and transferred balances, the transfer(s) and cash advances on EdFed Visa credit cards must take place between 11/03/2025 and 12/31/2025. Cash Advances and transferred balances will accrue interest at the introductory rate for 183 days from 11/03/2025. After 183 days from 11/03/2025, the rate will adjust to the standard cash advance and balance transfer rate, currently 13.75% APR to 18.00% APR, and are subject to change. The APR is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin.
2 As of 10/28/2025, Annual Percentage Rate (APR) ranges from 13.75% to 18.00%. The APR will vary with the market based on the Prime Rate. Eligibility for the lowest rate and loan approval are based on creditworthiness, the ability to repay, and your credit score.
3 In order to redeem bonus points, you must enroll in the EdFed Rewards program at www.edfedrewards.org. Unredeemed points expire three years from the month of issuance. |
