Ready for a credit card that helps you save more, worry less, and makes your money work for you?
Enjoy a low rate and $200 cash back1 when you open a new EdFed Rewards Visa Credit Card. For a limited time, you can take advantage of a balance transfer rate as low as 2.99% APR2 for six months, plus pay no balance transfer fees3. After six months, the APR ranges from 13.25% to 18.00% APR.
With a low rate, no annual fee3, and fantastic rewards, the EdFed Rewards Visa Credit Card helps you save and earn more with:
| • | Earn $200 cash back1 when you make $2,000 in purchases within 90 days of card issuance | | • | Intro rate as low as 2.99%2 APR for six months (after intro period, a variable APR of 13.25% to 18.00% will apply, based on creditworthiness) | | • | Save money with $0 in Balance Transfer fees3 | | • | No annual fee3 for even more savings | | • | Same everyday low rate for both purchases and cash advances |
Make sure you take advantage of this exciting offer before it ends on March 31. Apply online or call 305-273-LOAN (5626) to get started!
1 Offer good on all new credit cards opened on or after 07/01/25. To receive the $200 cash-back incentive, you must make $2,000 in purchases within 90 days of card issuance. Returns, cash advances, and balance transfers do not count toward the required $2,000 purchase total. Cash will be provided as a $200 credit applied to the primary borrower’s Prime Share within 100 days of credit card account opening.
2 APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual creditworthiness, ability to repay and credit score. The Introductory APRs range from 2.99%–13.75% for 6 months/183 days from account opening, based on creditworthiness, on all cash advances and balance transfers to new and existing EdFed Visa Rewards Credit Card cardholders during the promotional period. To receive the discounted rate on cash advances and transferred balances, new credit card applications must be received by 03/31/2026 and the transfer(s) and cash advances on EdFed Visa credit cards must take place between 01/02/2026 and 04/18/2026. Cash Advances and transferred balances will accrue interest at the introductory rate for 183 days from the card opening date or 01/02/2026, whichever is later. After 183 days from the card opening date or 01/02/2026, whichever is later, the rate will adjust to the standard cash advance and balance transfer rate, currently 13.25% APR to 18.00% APR, and are subject to change. The APR is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. Membership eligibility applies.
3 As of 01/28/2026, Annual Percentage Rate (APR) ranges from 13.25% to 18.00%. The APR will vary with the market based on the Prime Rate. Eligibility for the lowest rate and loan approval are based on creditworthiness, the ability to repay, and your credit score. |
