Act Now! New Visa Credit Card Applications Must be Received by February 28th.
When you transfer credit card balances from other lenders to your EdFed VISA® by March 20, 2021, you will receive a balance transfer rate as low as 2.99% APR!*
Existing cardholders:
Make a cash advance from your VISA® Credit Card to your Checking account to pay off other credit card debt in three easy steps:
| 1. | Log into Online Banking. | | 2. | Click the "Transfers" tab. | | 3. | Transfer funds from your Credit Union VISA® to your Checking account and pay off higher interest credit cards. |
With no balance transfer or cash advance fees, you will save even more! Qualifying cardholders can receive the discounted rate on any balance transfer, including cash advances.
Don't have a Credit Union VISA® or need a limit increase?
Online Banking users can login and click on the "Apply for a Loan" tab to request either a new credit card or a limit increase. You can also apply by calling our Lending Center. Apply by February 28, 2021, to qualify for the discounted Visa balance transfer rate.
For more information, visit www.edfed.org/visatransfer.
*APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual credit worthiness, ability to repay and credit score. Quoted rate is based on a credit card with a standard APR of 9.75%. Balance transfer rates range from 2.99% to 13.75%, depending on the card's standard rate, which range from 9.75% to 17.75%. To receive the discounted rate on transferred balances, new credit card applications must be received by 02/28/2021 and the transfer(s) on new and existing EdFed Visa® credit cards must take place between 01/04/2021 and 03/20/2021. Transferred balances will accrue interest at the Balance Transfer Rate for 183 days from the card opening date or 01/04/2020, whichever is later. |
