Join the great escape when you transfer credit card balances from other lenders to your Credit Union VISA by March 21st, 2020, and receive a balance transfer rate as low as 2.99% APR!* Qualifying cardholders can receive the discounted rate on any balance transfer, including cash advances.
As an existing cardholder, you can use Online Banking to make a cash advance to your Checking account. Then, pay off your other high interest credit cards. Our VISA Credit Card has NO BALANCE TRANSFER OR CASH ADVANCE FEES, helping you save even more!
Don't have a Credit Union VISA or need a limit increase?
Online Banking users can login and click on the "Apply for a Loan" tab to request either a new credit card or a limit increase. You can also apply by calling our Lending Center or by visiting your nearest branch. New credit card applications must be received by February 29, 2020, to qualify for the discounted Visa balance transfer rate.
For more information, visit www.edfed.org/visatransfer.
*APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual creditworthiness, ability to repay and credit score. Quoted best rate is based on a credit card with a standard APR of 11.50%. Balance transfer rates range from 2.99% to 13.75%, depending on the card's standard rate, which range from 11.50% to 18.00%. To receive the discounted rate on transferred balances, new credit card applications must be received by 02/29/2020 and transfer(s) on new and existing EdFed Visa® credit cards must take place between 01/02/2020 and 03/21/2020. Interest on existing balance(s) and new purchases will continue to accrue at the standard rate. The promotional rate is good for 183 days from the account opening date or 01/02/2020, whichever is more recent. Total balance is subject to a 1.5% minimum monthly payment or $25, whichever is greater. |
