We have doubled the rate of our 3-month Share Certificate to 1.5% APY. This limited-time offer is available through the end of the year. To open a Share Certificate Account, come into any branch and speak with a representative. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
As a special thank you to our members this holiday season, we have doubled the rate of our 3-month Share Certificate to 1.5% APY.1 If you are searching for a short-term savings solution that pays high dividend rates, this limited-time offer is only available through the end of the year, December 31, 2019! Hurry in to make the most out of your money this holiday season!

Our three-month Share Certificate features:

   A low, minimum opening deposit requirement of $1,000.
   Earn 1.5% APY on new deposits only.1
   All Share Certificate deposits are federally insured to at least $250,000 by the National Credit Union Administration (NCUA).
   This offer is available on both Standard and Jumbo 3-month Share Certificates.

To open a Share Certificate Account, come into any branch and speak with a representative.


NCUA Logo Equal Housing Lender
Federally insured by NCUA / Equal Housing Lender.
© 2026 Educational Federal Credit Union. All rights reserved.
7800 SW 117th Ave Miami, FL 33183