Discounted 2.99% APR balance transfer or cash advance rate. Get a VISA Platinum Credit Card with a low variable 12.00% APR, no balance transfer fees, and no annual fees. Plus, earn one point for every $1 spent in our Earn Extra Credit Rewards Program! ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
Now you can enjoy these benefits:

   A low, variable 12.00% APR and a credit limit of *|PRVIPLCRCA|* — one of the lowest rates in town.
   Earn one (1) Extra Credit Reward point for every $1 spent — redeem points for cash, travel or gift cards (great for holiday gifts).
   There are no balance transfer fees — most credit cards charge up to 3% of the balance transfer amount or a flat fee.
   Pay no annual fee — even with the Extra Credit Rewards benefits built into this card.
   Receive VISA's Zero Liability Policy — you are not responsible for fraudulent purchases made with your card.

Also, act by September 30, 2019, and take advantage of our limited-time Balance Transfer Promotion. Receive a discounted rate of 2.99% APR through February 29, 2020 on any balance transfer or cash advance. Plus, save with no balance transfer fees!

To accept this offer, log into Online Banking and click the banner at the top of the page. If you are not an Online Banking user, simply visit your nearest branch or call our Lending Center.

We thank you for your membership and urge you to take advantage of our fantastic Visa Platinum Credit Card today!

Sincerely,
Michael Aubrey
SVP, Lending
EdFed

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Federally insured by NCUA / Equal Housing Lender.
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7800 SW 117th Ave Miami, FL 33183