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| Dear *|TITLE:FNAME|*, Great news! You have been pre-qualified to receive a Visa Platinum Credit Card with a low variable annual percentage rate (APR) of 12.00% and a credit limit of *|PRVIPLCRCA|*! Additionally, you can now take advantage of our limited-time Balance Transfer Promotion and receive a discounted rate of 2.99% on any transferred balances without paying balance transfer fees! Simply accept this offer and complete your transfers by September 30, 2019 to receive the 2.99% APR through February 29, 2020. Transferring your balances could not be easier! Just log into Online Banking and click the "Transfers" tab to advance funds from your credit card to your checking account to pay your other creditors. Our VISA Platinum Card offers many great benefits, including: no balance transfer or cash advance fees, no annual fee and the same low rate for both purchases and cash advances. Plus, you'll be automatically enrolled in our generous Extra Credit Rewards Program, which means you'll earn one point for every $1 spent! To accept this offer, log in to Online Banking and click the banner at the top of the page. Not an Online Banking user? Simply visit your nearest branch or call our Lending Center. Thank you for your continued membership. Sincerely, Michael Aubrey SVP, Lending EdFed
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