¹All loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and credit score. The .25% Member Appreciation Month promotional rate discount applies to the following loan types: New/Used Auto, New/Used Motorcycle, New/Used Boat, New/Used RV, New/Used Beat the Lease Auto, Signature, and Computer. Loan must be financed or refinanced with EdFed between 10/01/2019 and 10/31/2019, to qualify for the discount. ²To receive the $250 Member Appreciation closing cost discount, the loan must be in process by 10/31/19 and home must be your owner-occupied primary residence in the State of Florida. Offer excludes refinances of loans currently financed with EdFed and cannot be combined with any other offers or discounts, except the Summer Skip Program. ³No purchase necessary to enter or win. Review complete sweepstakes rules.