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| Dear *|TITLE:FNAME|*, Our records indicate that you have not been issued a Educational Federal Credit Union Visa Credit Card. We now require you to have an activated card associated with your Visa credit limit. If you would like us to issue a card, please contact Card Services at 305-270-5254. If you do not have an active Visa Credit Card by October 15, 2019, your credit line will be closed. Act now and take advantage of our limited-time Balance Transfer Promotion and receive a rate as low as 2.99% APR on any transferred balances without paying balance transfer fees. Simply complete your transfers by September 30, 2019 to receive a discounted rate through February 29, 2020. Our Visa Credit Card offers many great benefits, including a generous Extra Credit Rewards Program, where you will earn one point for every $1 spent, no balance transfer or cash advance fees, no annual fee and the same low rate for both purchases and cash advances. If you prefer not to have a card, we would like to offer you the opportunity to convert this loan into a personal line of credit at no cost. A personal line of credit allows you the flexibility to advance from the loan without the need of a card and at a lower interest rate. If interested, please contact our Lending Center at 305-273-LOAN (5626) to discuss available lending opportunities. Sincerely, EdFed Card Services |
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