For a limited time, transfer your higher-rate balances to your EdFed Rewards Visa Credit Card at a special balance transfer rate as low as 2.99% APR for up to 6 months.1 Balance transfer APRs range from 2.99% to 13.75%, depending on the card's standard APR, which ranges from 15.00% to 18.00%. Transferred balances will accrue interest at the Balance Transfer APR for 183 days from the card opening date or 04/01/2024, whichever is later, after which the APR will convert to the card's standard APR. With no balance transfer fees and an everyday great low rate, consolidating your credit card balances with EdFed is the smarter choice.
Transferring your higher-rate balances to your EdFed Rewards Visa Credit Card is as easy as 1, 2, 3!
| 1. | Log in to EdFed 24/SEVEN and transfer funds from your EdFed Rewards Visa Credit Card to your EdFed checking or savings account | | 2. | Write a check, make a withdrawal, or set up an automatic payment to pay off your higher-rate balances | | 3. | Start enjoying lower rates and savings back in your pocket with EdFed's everyday great low rates and outstanding card benefits |
Need to increase your limit to consolidate your existing balances? Apply for an increase today online or contact our Lending Center at 305-273-LOAN (5626).
Be rewarded and get started with your balance transfer today!
1 APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual credit worthiness, ability to repay and credit score. The Introductory APRs range from 2.99% - 13.75% for 183 days from account opening, based on creditworthiness, on all cash advances and balance transfers to new and existing EdFed Visa Rewards Credit Card cardholders during the promotional period. To receive the discounted rate on cash advances and transferred balances, new credit card applications must be received by 06/30/2024 and the transfer(s) and cash advances on EdFed Visa credit cards must take place between 04/01/2024 and 07/20/2024. Cash Advances and transferred balances will accrue interest at the introductory rate for 183 days from the card opening date or 04/01/2024, whichever is later. After 183 days from the card opening date or 04/01/2024, whichever is later, the rate will adjust to the standard cash advance and balance transfer rate, currently 15.00% APR to 18.00% APR, and are subject to change. The APR is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. Membership eligibility applies. |
